A True Story About Financial Illiteracy, Responsibility, and Redemption
The Cost of the Puppy is a personal finance memoir rooted in lived experience.
From growing up in Bequia to serving in law enforcement, I believed that steady income and hard work were enough. Like many, I discovered too late that financial literacy is a learned skill — not a natural outcome of responsibility.
This book is written for readers who:
- Were never taught how money actually works
- Assumed income alone would create stability
- Want to protect their family from repeating the same mistakes
This is not a motivational book.
It is a practical, honest account of learning financial responsibility later in life — and choosing to teach it forward.
